Product · Beta
Sthira
Retail investing for Indian markets, built for the long-term
For: Layman retail investors in India
At a glance
- ▸ Multi-broker aggregation (Groww, Zerodha, etc.)
- ▸ LLM diagnostic & research, no autonomous trading
- ▸ Tier 1 SIPs + Tier 2 pre-authorized drift rebalancing
- ▸ LTCG and tax planning support
- ▸ Native Android + web (same backend)
Why Sthira
Most Indian retail investors are either gambling on F&O, paralyzed by analysis, or paying advisors who push commission products. Sthira sits in the middle: it explains, it diagnoses, it rebalances on your authorization — but never trades discretionarily. The LLM is a research assistant, never a portfolio manager.
What’s inside
- Aggregated portfolio view across brokers
- Diagnostic engine — explains your holdings, flags concentration risk
- SIP automation at the platform level (Tier 1 — set and forget)
- Drift rebalancing with pre-authorization (Tier 2 — you OK the rebalance once, system executes when drift exceeds threshold)
- Tax planning — STCG/LTCG visualization, year-end optimization
Status
Beta. Android APK exists (com.sos.sthira). Phase 1 critical-path code complete; LTCG, stress testing, news ingestion pending. SEBI compliance deadline tracking: 1 Apr 2026.